Mr. Francisco has more than 30 years of professional Public Financing and Municipal Engineering experience, including 12 in the public sector before forming Francisco & Associates. He has served as Principal in Charge and Technical Advisor for the formation and administration of over 100 Special Financing Districts pursuant to the Landscape & Lighting Act of 1972, Mello-Roos Community Facilities District, Fire Suppression District Act, 1913 Municipal Improvement Act, Benefit Assessment Act of 1982 and Special Fee and Tax Districts. 

 

Joe grew up in Southern California and is a proud San Diego State Aztec. When not at the office, he enjoys spending quality time with his children, Nikki and CJ, attending sporting and music events, and relaxing at his favorite vacation destination – Hawaii. 

Mr. Espinoza joined F&A in 2013 and has assisted public agencies throughout the state of California in creating and implementing innovative benefit assessment and tax methodologies, performing various types of audits, and in the formation and administration of several Special Financing Districts including Geological Hazard Abatement Districts, Landscape & Lighting Assessment Districts, Mello-Roos Community Facilities Districts, and Special Fee and Tax Districts. Prior to joining F&A, he was a project engineer for several years working on public and private sector projects responsible for the preparation of due diligence reports pertaining to potential commercial and residential development, civil improvement plans preparation, stormwater quality and drainage design related to general civil and roadway projects, creating large-scale watershed management plans, GIS analysis and mapping, and performing environmental impact studies.

 

Ed is a University of Florida alumni and in his spare time he enjoys being an avid Gators fan, attending music and sporting events, traveling, and being outdoors.

Mr. Brown has over 15 years of experience in helping public agencies with their revenue needs.  He specializes in the formation and administration of Special Financing Districts in the state of California. Brian has successfully developed financial and managerial solutions to help municipalities better manage their special financing districts. He has formed and administered special financing districts formed under the Mello-Roos Community Facilities Act of 1982, Improvement Act of 1913, Municipal Bond Act of 1915, Benefit Assessment Act of 1982, and Landscape and Lighting Act of 1972. In addition, he’s been project manager for numerous municipality related tasks including planning, project management, budget analysis, preparation of feasibility studies, implementation of new financing and funding strategies, development of special assessment and tax formulas, performed various types of audits, including audits related to organizational systems and procedures, district and project fund closeouts, pre-formation and pre-bond disclosure analysis, and statutory compliance.

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Brian has an undergraduate degree in Business Administration with an emphasis in Finance from San Diego State University and a master’s degree in Public Sector Management. When he is not working, Brian can be found with his wife, chasing his two young kids, or camping with friends and family. 
 

Ms. Anderson has over 10 years of professional Public Financing experience. She has served as Senior Financial Analyst in assisting public agencies throughout the state of California in the formation and administration of several Special Financing Districts pursuant to the Landscape & Lighting Act of 1972, Mello-Roos Community Facilities District, 1913 Municipal Improvement Act, Benefit Assessment Act of 1982 and Special Fee and Tax Districts. Silke has been responsible for the development of assessment and special tax databases, the preparation of maintenance budget spreadsheets, Engineer’s and CFD Reports, GIS mapping of improvements and review of City staff reports and resolutions.

 

Silke was born in Germany and moved to the United States after finishing law school. She started working for F&A in our San Ramon office before moving to our Southern California location 10 years ago. She is a mother to two active boys and if they don’t spend the weekends on the soccer field they like to go to the beach or explore the outdoors.

Mr. Hernandez joined the F&A team after graduating from California State University San Marcos with a degree in Business Finance. Anthony assists principals with database development including GIS mapping. He also provides support to our wide array of clients in annual administration services for financing districts such as Community Facilities Districts and Landscape and Lighting Districts. 

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Anthony grew up in Murrieta, CA and enjoys spending time with his wife and their two families in addition to playing sports with his buddies frequently.

 

Mr. Brown joined F&A in July 2021 and provides support in the administration of Special Financing Districts. He teams with the principals to assist with district formations and annexations, GIS mapping, data analysis, audits, budget analysis, and other administrative projects for many types of financing districts. Jordan received his bachelor’s degree in Mechanical Engineering from Cal Poly, San Luis Obispo and has been enjoying the application of analysis and problem solving to California public finance.

 

When he is not in the office, Jordan loves to spend time with family and friends. He enjoys playing sports, hiking, camping, road trips, and going to the beach.

 

Mrs. Agg has over 10 years of professional experience in providing administrative, operational, human resource, and marketing support for several organizations in Southern California. Michelle joined F&A in 2016 and is responsible for the on-boarding of new staff, office organization, accounts payable and receivable, administration of employee benefits, and creating a compelling and engaging company culture.

 

Michelle grew up in Carlsbad, CA and has her CDA Credential in Early Childhood Education. She enjoys spending time with her husband and two children, traveling whenever possible.